Welcome to Shyft, the global money app

The all-in-one global money appForex, investments, travel solutions, shopping and international payments in the palm of your hand – no matter who you bank with.

Put your idle rands to workEarn interest while you plan your next investment with our Vault, an interest-bearing holding account that keeps your money growing with no lock-ins, minimums or withdrawal fees.

Grow your wealthInvest in top global shares and ETFs from the safety and convenience of your phone, with no paperwork.

A 3D digital grid with upward-pointing blue arrows of varying heights and intensities, representing different data values across the grid.

It's time to Shyft with a whole new way to Invest.We believe investing should be as effortless and accessible as managing your travel and payments. That’s why we’ve consolidated our comprehensive global and local investment solutions directly into the Shyft mobile app and web portal.Find out more

Know your Shyft. Get insights from our latest stories.

hyft, Forex, oil price, oil curve, global economy, inflation, interest rates, recession, US-Iran war, IMF, Tom Gale, Standard Bank

Investing

14 May 2026Is the oil curve sleeping on real risk?

Markets may be underpricing the true risk of a prolonged energy shock. As oil prices surge and the curve signals complacency, the global economy faces rising inflation, delayed rate cuts, and growing recession risk.

Investing

17 April 2026The global ESG divide

Global ESG policy is no longer moving in one direction. As the US pulls back, Europe adjusts, and countries like China and India tighten rules, investors face a fragmented sustainability landscape. We unpack what this means for markets and South African companies.

Investing

15 April 2026The risk investors can’t ignore

Physical climate risk is already impacting insurance costs, asset values and corporate balance sheets. From floods and wildfires to droughts and extreme heat, investors face growing exposure to risks that are harder to predict – and harder to price.

Invest in the world’s best companiesReady to take your bite of the apple? Get global shares and ETF investments today, no matter where you bank. Simply download Shyft for free, register and activate your profile.

Free Shyft-to-Shyft transfersShyft users can transfer ZAR, USD, GBP, EUR and AUD to each other instantly.

Frequently asked questions

Who can sign up for Shyft?

To use Shyft, you must be a permanent resident of South Africa (someone who holds a valid South African green identity document or identity card), a foreign national residing in South Africa, or a Botswana resident. You must be 18 years or older.

Do I need a Standard Bank/Stanbic account to sign up for Shyft?

Shyft is available to both Standard Bank/Stanbic and non-Standard Bank/Stanbic customers who are permanent residents of South Africa or Botswana. However, foreign nationals residing in South Africa must hold an active Standard Bank account to sign up for Shyft.

What does Shyft cost?

The app is free to download and use, but charges apply for certain transactions. Charges are displayed before each transaction is completed in the app, so you will always know exactly how much you are being charged and what the sum total of your transaction is.

View all

What are your $$$ worth today?Stay up to date on currency fluctuations with our live foreign exchange dashboard.

Take your investment game to the next levelAccess SA’s award-winning forex trading and investment platform, and invest offshore digitally with our partners.

Shop globally and save locallyUpgrade your wardrobe, pay subscriptions and book flights or accommodation abroad while saving on foreign exchange fees with Shyft.

Travel with loved ones Shyft makes travel a breeze, from buying and saving forex to booking flights and accommodation using your Shyft virtual card. Plus, send and receive money from other Shyft users for free.